General Contractor ($5,000) Bond - Haines City, FL in Florida

Brief Summary

A general contractor needs this $5,000 bond on file to register and pull permits in Haines City. It is a code compliance bond, not a bond on your contract price, so it stays the same size whether you are building a garage or a commercial shell. You pay a premium instead of tying up $5,000, and the bond goes in with your free city registration.

Haines City requires general contractors to register with its Building Division before a building permit is issued, and the local contractor bond is $5,000. Section 489.131(3)(e), Florida Statutes, caps a local contractor bond at $5,000, limits its condition to compliance with the Florida Building Code, and makes it payable to the Florida Homeowners' Construction Recovery Fund.

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How to Apply for a General Contractor ($5,000) Bond:

• Hold an active general contractor license, either certified by the State of Florida or registered through the Municipal Board of Examiners of Polk County.
• Request the current bond form from the Haines City Building Division.
• Have the business name and license number exactly as licensed.
• Provide owner name, home address and Social Security number for the surety's credit review.
• Pay the premium and receive the signed $5,000 bond.
• Register with the Building Division with your license copy, workers' compensation proof or exemption, liability insurance and the bond.

Detailed Information About the Florida General Contractor ($5,000) Bond:

A code bond, not a contract bond

Many general contractors assume a city bond protects the owner on a specific project. It does not. Under Section 489.131(3)(e), Florida Statutes, a county or municipality may require one bond for each contractor in an amount not to exceed $5,000, conditioned only upon compliance with the Florida Building Code. Any such bond is payable to the Florida Homeowners' Construction Recovery Fund and filed in each county or municipality where a building permit is requested. If a project owner needs a performance or payment bond on a contract, that is a separate instrument.

Exemption for insured warranty work

The same subsection exempts a contractor who provides a third party insured warranty policy for a new building or structure from the bond requirement for that building or structure. The bond must also be equally available to all contractors regardless of how long they have been certified or registered, reciprocity is granted statewide, and the bond counts toward any financial responsibility requirement imposed by statute or rule.

Registering with Haines City

Any current state licensed contractor may obtain a building permit in Haines City after registering with the Haines City Building Division. Certified contractors are licensed by the State of Florida, and registered contractors are licensed by the Municipal Board of Examiners of Polk County. Registration documents include a copy of the state or local license, proof of workers' compensation or a workers' compensation exemption, and liability insurance. There is no fee for registration.

Before you file

Confirm the current bond form and filing steps with the Haines City Building Division before the bond is issued. Premium is set by the surety based on the owner's credit and the bond amount.

Eligibility and Requirements for a Florida General Contractor ($5,000) Bond:

• Bond amount of $5,000, the most a local government may require under Section 489.131(3)(e).
• Bond payable to the Florida Homeowners' Construction Recovery Fund.
• Condition limited to compliance with the Florida Building Code.
• Active state certified or Polk County registered general contractor license.
• Workers' compensation coverage or exemption and liability insurance for city registration.

Florida General Contractor ($5,000) Bond FAQs:

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