Plumber ($5,000) Bond - Haines City, FL in Florida

Brief Summary

A plumbing contractor's $5,000 Haines City bond is a code compliance bond, not a promise to every customer that a job will turn out well. That keeps underwriting simple and the premium a small fraction of the bond amount. Post it once, register with the Building Division, and your plumbing permits can be issued without tying up $5,000 in cash.

Haines City, Florida lists a $5,000 bond for plumbing contractors who pull building permits in the city. Florida Statutes 489.131(3)(e) caps a local contractor bond at $5,000, allows only one bond per contractor, conditions it only on compliance with the Florida Building Code, and makes it payable to the Florida Homeowners' Construction Recovery Fund. The statute requires the bond to be filed in each county or municipality where a building permit is requested, so a plumber working inside Haines City files it with the city.

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How to Apply for a Plumber ($5,000) Bond:

• Have your State of Florida certification or Polk County Municipal Board of Examiners plumbing license number ready.
• Apply for the $5,000 bond in the exact business name shown on that license.
• Provide the owner's name and home address for the credit review that sets the premium.
• Pay the premium and receive the executed bond.
• Register with the Haines City Building Division with a copy of your license, proof of workers' compensation or an exemption, and liability insurance.
• File the bond with Haines City before your first plumbing permit and keep it in force while you work in the city.

Detailed Information About the Florida Plumber ($5,000) Bond:

What the bond covers, and what it does not

Plumbers often read this bond as protection for customers against poor workmanship or unpaid suppliers. Florida law says otherwise. Section 489.131(3)(e) of the Florida Statutes states that a local contractor bond shall be conditioned only upon compliance with the Florida Building Code adopted under section 553.73. The trigger for a claim is a code violation on permitted plumbing work. The statute makes the bond payable to the Florida Homeowners' Construction Recovery Fund.

Registering with Haines City

Any currently state licensed contractor may obtain a building permit in Haines City, but every contractor must register with the Haines City Building Division before a permit is issued. Certified contractors are licensed by the State of Florida. Registered contractors are licensed by the Municipal Board of Examiners of Polk County. Registration calls for a copy of the state or local license, proof of workers' compensation or a workers' compensation exemption, and liability insurance. There is no fee to register. Inspections are scheduled using the contractor's Web Code number.

Limits the state places on this bond

A Florida city may require only one bond per contractor, and that bond may not exceed $5,000. It must be equally available to every contractor regardless of how long the contractor has been certified or registered and without regard to any financial responsibility requirement. Bond reciprocity is granted statewide, and the bond counts toward any financial responsibility requirement imposed by statute or rule.

Before the bond is issued, confirm the current bond form and filing steps with the Haines City Building Division at 863-421-3600 or 620 East Main Street.

Eligibility and Requirements for a Florida Plumber ($5,000) Bond:

• Bond amount of $5,000, the most a Florida city may require under 489.131(3)(e).
• Payable to the Florida Homeowners' Construction Recovery Fund as the statute directs.
• Bond condition limited to compliance with the Florida Building Code.
• One bond per contractor.
• Business name on the bond matching the plumbing license exactly.

Florida Plumber ($5,000) Bond FAQs:

Official and Additional Resources for the Florida Plumber ($5,000) Bond: