Roofer ($5,000) Bond - Haines City, FL in Florida

Brief Summary

Roofers who expect a heavy underwriting file for this bond can relax. Florida law limits a Haines City contractor bond to $5,000 and to compliance with the Florida Building Code, so it is a short application and a premium that is a small fraction of the bond amount. Once it is filed and you are registered, your roofing permits can be issued.

Haines City, Florida lists a $5,000 bond for roofing contractors who pull building permits in the city. Florida Statutes 489.131(3)(e) caps a local contractor bond at $5,000, allows only one bond per contractor, conditions it only on compliance with the Florida Building Code, and makes it payable to the Florida Homeowners' Construction Recovery Fund. The statute requires the bond to be filed in each county or municipality where a building permit is requested, so a roofer working inside Haines City files it with the city.

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How to Apply for a Roofer ($5,000) Bond:

• Have your State of Florida certification or Polk County Municipal Board of Examiners roofing license number ready.
• Apply for the $5,000 bond in the exact business name shown on that license.
• Provide the owner's name and home address for the credit review that sets the premium.
• Pay the premium and receive the executed bond.
• Register with the Haines City Building Division with a copy of your license, proof of workers' compensation or an exemption, and liability insurance.
• File the bond with Haines City before your first roofing permit and keep it in force while you work in the city.

Detailed Information About the Florida Roofer ($5,000) Bond:

What the bond covers, and what it does not

After a storm season, homeowners and roofers alike tend to treat this bond as protection against a bad reroof or a contractor who takes a deposit and disappears. That is not its condition. Section 489.131(3)(e) of the Florida Statutes says a local contractor bond shall be conditioned only upon compliance with the Florida Building Code adopted under section 553.73. A claim follows a code violation on permitted roofing work, and the statute makes the bond payable to the Florida Homeowners' Construction Recovery Fund.

Registering with Haines City

Any currently state licensed contractor may obtain a building permit in Haines City, but every contractor must register with the Haines City Building Division before a permit is issued. Certified contractors are licensed by the State of Florida. Registered contractors are licensed by the Municipal Board of Examiners of Polk County. Registration calls for a copy of the state or local license, proof of workers' compensation or a workers' compensation exemption, and liability insurance. The city charges no registration fee. Inspections are scheduled using the contractor's Web Code number.

Limits the state places on this bond

A Florida city may require only one bond per contractor, and that bond may not exceed $5,000. It must be equally available to every contractor no matter how long the contractor has been certified or registered and without regard to any financial responsibility requirement. Bond reciprocity is granted statewide, and the bond counts toward any financial responsibility requirement imposed by statute or rule.

Before the bond is issued, confirm the current bond form and filing steps with the Haines City Building Division at 863-421-3600 or 620 East Main Street.

Eligibility and Requirements for a Florida Roofer ($5,000) Bond:

• Bond amount of $5,000, the most a Florida city may require under 489.131(3)(e).
• Payable to the Florida Homeowners' Construction Recovery Fund as the statute directs.
• Bond condition limited to compliance with the Florida Building Code.
• One bond per contractor.
• Business name on the bond matching the roofing license exactly.

Florida Roofer ($5,000) Bond FAQs:

Official and Additional Resources for the Florida Roofer ($5,000) Bond: