Surety Bond Encyclopedia

General Contractor ($5,000) Bond - City of Maitland, FL in Florida

Brief Summary

Maitland's $5,000 contractor bond sits exactly at the ceiling Florida allows a city to set, and it is one of the few items a state certified general contractor still has to supply locally. You pay a small annual premium instead of tying up $5,000 in cash, and the bond can be issued as soon as the city confirms its form and filing details.

The City of Maitland lists a $5,000 surety bond for general contractors pulling permits within city limits. Florida Statute 489.131(3)(e) lets a city require one bond per contractor of no more than $5,000, conditioned only on compliance with the Florida Building Code. Confirm the current form and filing steps with the City of Maitland permitting office before the bond is issued.

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How to Apply for a General Contractor ($5,000) Bond:

  • Call the City of Maitland permitting office at (407) 539-6150 to confirm the bond form, obligee wording and where to file it.
  • Have your Florida contractor license number and the business name exactly as it appears on that license.
  • Complete the bond application with owner details for the credit review.
  • Pay the premium and receive the executed $5,000 bond.
  • File the bond with the city and bring your contractor registration current in the city's online permitting system before applying for a permit.

Detailed Information About the Florida General Contractor ($5,000) Bond:

What contractors usually get wrong

Many general contractors assume a state certificate covers everything a city can ask for. It covers competency. Florida bars a city from making a certificate holder sit for a local exam under Statute 489.131(6)(a). The same statute still lets a city require a compliance bond, and 489.131(3)(e) caps it at $5,000 per contractor. The bond on this page is that instrument. It is not a performance bond on a particular job and it does not guarantee your contracts with customers.

What the bond guarantees

Under 489.131(3)(e) a local contractor bond is conditioned only on compliance with the Florida Building Code. It must be equally available to all contractors and filed in each county or municipality where a building permit is requested. The statute directs that these bonds be payable to the Florida Homeowners' Construction Recovery Fund, so ask the city exactly what obligee wording it wants on the form.

The warranty exemption

Florida exempts a contractor from this bond for a new building when the contractor provides a third party insured warranty for that building. If that applies to your project, ask the city how to document it.

What Maitland checks before a permit

The city requires every contractor's registration to be current in its online permitting system before a permit is issued. Its checklist names a Business Tax Receipt unless exempt, a contractor's license specific to the trade, liability insurance and workers' compensation insurance. If you have not done work in Maitland within the past 12 months, the city asks you to verify your information is up to date. Questions go to the permitting office at (407) 539-6150.

Eligibility and Requirements for a Florida General Contractor ($5,000) Bond:

  • Bond amount of $5,000, the most Florida Statute 489.131(3)(e) allows a city to require per contractor.
  • Bond conditioned only on compliance with the Florida Building Code.
  • Business Tax Receipt unless exempt, a trade license, liability insurance and workers' compensation insurance on file with the city.
  • Business name on the bond matching your license and city registration.
  • Annual premium set by the surety after an owner credit review.

Florida General Contractor ($5,000) Bond FAQs:

I am state certified. Why does Maitland want a bond?

Your certificate settles competency, and Florida bars a city from making you retest under 489.131(6)(a). It does not stop the city from requiring a code compliance bond. Section 489.131(3)(e) expressly allows one bond per contractor up to $5,000.

Does this bond cover my contracts with customers?

No. Florida law conditions a local contractor bond of this type only on compliance with the Florida Building Code. A job that calls for a performance or payment bond needs a separate bond.

Is anyone exempt?

A contractor who provides a third party insured warranty for a new building is exempt from the bond for that building. Ask the city how it wants that warranty documented.

How is the premium set?

The surety quotes an annual premium based mainly on the owner's credit and business history. You pay the premium, not the $5,000 face amount.

Official and Additional Resources for the Florida General Contractor ($5,000) Bond:

Other City of Maitland, FL Surety Bonds in Florida

Electrical Contractor ($1,000)Plumbing Contractor ($1,000)Pool Contractor ($5,000)Sign Contractor ($5,000)

General Contractor ($5,000) in Other Florida Locations

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