Contractor License ($5,000) (Individual) Bond - Pasco County, FL in Florida

Brief Summary

This version of the $5,000 Pasco County contractor bond is for a contractor working in their own name as a sole proprietor. You sign it personally, your own credit sets the rate, and once it is filed with the county you can register, pull permits and call inspections.

Florida lets a county require one contractor bond of no more than $5,000, conditioned only on compliance with the Florida Building Code, under Florida Statutes 489.131(3)(e). In unincorporated Pasco County a contractor must register with the county before pulling permits or calling inspections. When the contractor works as an individual, the bond is issued in the contractor's own name and signed personally.

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How to Apply for a Contractor License ($5,000) (Individual) Bond:

• Confirm you hold the license and registration as an individual, not through a company.
• Use your full legal name, plus your registered trade name if you use one.
• Provide your home address and Social Security number for the credit review.
• Complete the bond application and review the quoted premium.
• Sign the $5,000 bond personally.
• File the executed bond with Pasco County Contractor Licensing and keep a copy.

Detailed Information About the Florida Contractor License ($5,000) (Individual) Bond:

Bonding as an individual

This bond fits a contractor who is not operating through a corporation, LLC or partnership. The principal on the bond is you, by your full legal name, along with any trade name you use if it is the name registered with the county. You sign the bond yourself. If you later form a company and move the license under it, the bond has to be reissued in the company's name, so match the principal to whoever actually holds the registration today.

What Florida law allows the county to require

Florida Statutes 489.131(3)(e) allows a county or municipality to require one bond per contractor, in an amount not to exceed $5,000. The bond may be conditioned only on compliance with the Florida Building Code. It is payable to the Florida Homeowners' Construction Recovery Fund, it must be filed in each county or municipality where a building permit is requested, and the statute says bond reciprocity shall be granted statewide. A contractor that provides a third party insured warranty policy on a new building or structure, for the benefit of the purchaser or owner, is exempt from the bond for that building or structure.

Registering in Pasco County

Pasco County Building Construction Services requires a licensed contractor to register before pulling building permits, being listed as a subcontractor, or obtaining inspections in unincorporated Pasco County. State certified contractors register through PascoGateway using the Certified Contractor Application. Local County Certificate of Competency holders also apply through PascoGateway. Questions go to contractorlicensing@mypasco.net.

New enforcement rules

The county page states that starting May 15, 2026, contractor vehicles must show the business name and license number on both sides in lettering at least 1.5 inches tall, advertisements must carry the license or certificate number, and each violation carries a $500 fine and a mandatory court appearance.

Confirm the current bond form and filing steps with Pasco County Contractor Licensing before the bond is issued.

Eligibility and Requirements for a Florida Contractor License ($5,000) (Individual) Bond:

• Bond amount of $5,000, the most Florida Statutes 489.131(3)(e) allows a county to require.
• Bond conditioned only on compliance with the Florida Building Code.
• Contractor named personally as principal and signing the bond.
• Active contractor registration with Pasco County before permits or inspections.
• Personal credit review, which shapes the premium rate.

Florida Contractor License ($5,000) (Individual) Bond FAQs:

Official and Additional Resources for the Florida Contractor License ($5,000) (Individual) Bond: