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Army Veteran Owned | Expert Surety Bonds Since 2004
Have a question? +1 815-826-6324 (815-8-BondAI) phil@AmericasSuretyBonds.com
Army Veteran Owned | Expert Surety Bonds Since 2004
This $5,000 bond is filed under the corporation's name, not the qualifier's. Get the legal name right the first time, match it to your Sunbiz record and your Pasco County registration, and the bond goes on file without a rejection or a reissue.
Florida lets a county require one contractor bond of no more than $5,000, conditioned only on compliance with the Florida Building Code, under Florida Statutes 489.131(3)(e). In unincorporated Pasco County a contractor must register with the county before pulling permits or calling inspections. When the contracting business is a corporation, the corporation is the principal on the bond and an authorized officer signs it.
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The most common mistake on this bond is putting the qualifying agent's personal name in the principal line. When a corporation holds the contracting business, the bond is issued to the corporation under its exact legal name as filed with the Florida Division of Corporations, and it is signed by an officer with authority to bind the company. The name must also match what Pasco County has on file for your contractor registration. A mismatch is the usual reason a filing gets sent back.
Florida Statutes 489.131(3)(e) allows a county or municipality to require one bond per contractor, in an amount not to exceed $5,000. The bond may be conditioned only on compliance with the Florida Building Code. It is payable to the Florida Homeowners' Construction Recovery Fund, it must be filed in each county or municipality where a building permit is requested, and the statute says bond reciprocity shall be granted statewide. A contractor that provides a third party insured warranty policy on a new building or structure, for the benefit of the purchaser or owner, is exempt from the bond for that building or structure.
Pasco County Building Construction Services requires a licensed contractor to register before pulling building permits, being listed as a subcontractor, or obtaining inspections in unincorporated Pasco County. State certified contractors register through PascoGateway using the Certified Contractor Application. Local County Certificate of Competency holders also apply through PascoGateway. The county asks contractors to keep their licensing information current and handles questions at contractorlicensing@mypasco.net.
The county page states that starting May 15, 2026, contractor vehicles must show the business name and license number on both sides in lettering at least 1.5 inches tall, advertisements must carry the license or certificate number, and each violation carries a $500 fine and a mandatory court appearance.
Confirm the current bond form and filing steps with Pasco County Contractor Licensing before the bond is issued.
In the company's name. When a corporation holds the contracting business, the corporation is the principal and an authorized officer signs. Use the exact legal name on file with the Florida Division of Corporations and with Pasco County.
Florida Statutes 489.131(3)(e) limits a local contractor bond to compliance with the Florida Building Code. It is not a performance bond on any particular job and it does not cover your contract obligations to a customer.
The statute exempts a contractor that provides a third party insured warranty policy on a new building or structure, for the benefit of the purchaser or owner, from the bond for that building or structure.
The statute requires filing in each county or municipality where a permit is requested and also says bond reciprocity shall be granted statewide. Ask Pasco County Contractor Licensing whether your existing bond can be accepted before buying a new one.
The surety prices the bond from the credit of the owners and officers and the company's history. The quote comes before you pay anything.
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