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CAMTC certification does not get a massage business out of a City of Sacramento establishment permit. If the city asks for this $100,000 bond as part of that permit, a surety bond lets you meet it for a yearly premium instead of setting aside $100,000 in cash.
This $100,000 bond is posted by massage and somatic therapy establishments operating in the City of Sacramento, with the city as obligee. It backs the operator's promise to follow the city's massage regulations. The Revenue Division issues establishment permits for two years and also requires $1,000,000 per occurrence liability insurance. Confirm the current bond form and filing steps with the Revenue Division before the bond is issued.
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The City of Sacramento Revenue Division says any business that earns more than 10% of its revenue from massage services must hold a Massage Establishment Permit. This applies even when every therapist on staff is certified by the California Massage Therapy Council. CAMTC certified therapists can skip the separate city practitioner permit, but the business still needs its establishment permit.
The bond names the City of Sacramento as obligee. If the establishment breaks the conditions of its permit and the city suffers a loss or imposes a penalty that goes unpaid, a claim can be made against the bond up to $100,000. The surety pays valid claims and the business owner repays the surety.
The bond is one piece of the application. The Revenue Division's instructions list a completed Massage Establishment Permit Application (form MASS_IND_EST), proof of ownership or lease rights for the location with a Property Owner Acknowledgement form if you rent, Personal Disclosure Forms for every owner, and a valid Business Operations Tax Certificate. Owners who do not hold a practitioner permit go through Live Scan.
Insurance is separate from the bond. The city requires general liability coverage of at least $1,000,000 per occurrence, endorsed to include every practitioner permit holder working in the establishment.
Establishment permits run for two years. The renewal application is due 30 days before the permit expires, so keep the bond in force through the renewal.
Yes. The city's instructions say CAMTC certified therapists do not need a city practitioner permit, but the business still needs a Massage Establishment Permit.
No. The city requires general liability insurance of at least $1,000,000 per occurrence as a separate item. The bond is a guarantee to the city, not coverage for your business.
Two years. File the renewal application at least 30 days before the permit expires.
You pay a premium, not the $100,000 face amount. The surety prices it from the owners' credit and business history. Request a quote to see your exact price.
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