Surety Bond Encyclopedia

Blasting Contractor ($100,000) Bond - City of Mountain Brook, AL in Alabama

Brief Summary

Mountain Brook will not issue a blasting permit until a $100,000 surety bond is on file with the city clerk. Paying a premium for that bond costs far less than tying up $100,000, and once it is approved you can move on to the permit, the pre-blast survey and the work itself.

Any person who blasts or detonates explosives in Mountain Brook must deposit a $100,000 bond with the city clerk under Section 105-5 of the city code. The bond must be written by a corporate surety authorized in Alabama and sits alongside a separate $500,000 liability insurance policy required by Section 105-4. Your state blasting license does not replace either one.

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How to Apply for a Blasting Contractor ($100,000) Bond:

  • Hold a State Fire Marshal blasting contractor license for the company and a blaster's card for the individual blaster.
  • Apply for a Mountain Brook business license and present the state credentials with the application.
  • Buy a $100,000 bond from a corporate surety authorized in Alabama, naming the City of Mountain Brook.
  • Ask the city clerk for the council approved bond form so the wording matches before the surety signs.
  • Deposit the signed bond with the city clerk for approval.
  • File a copy of the $500,000 liability policy with the city.
  • Pay the $200 blasting permit issuance fee and file the pre-blast survey with the fire marshal's office before the first blast.

Detailed Information About the Alabama Blasting Contractor ($100,000) Bond:

Two separate instruments, not one

The mistake most contractors make in Mountain Brook is assuming the insurance certificate covers the bond, or the other way around. Chapter 105 of the city code asks for both. Section 105-4 requires a liability policy of at least $500,000, with identical limits for explosion, collapse and underground coverage, kept in force for the whole permit period. The same section says the blaster must also be bonded for $100,000 for the duration of the permit, and that the policy and bond must name the city and cover people who suffer injury or property damage from the blast.

What the $100,000 bond promises

Section 105-5 sets the terms. Before anyone engages in the business of blasting or detonating explosives in the city, they obtain the proper permit or license and deposit the bond with the city clerk. It must be signed by a corporate surety authorized to do business in Alabama. The bond guarantees that you will follow every law, ordinance, rule and regulation on blasting, that the City of Mountain Brook will be held harmless from claims arising from your work or your employees' work, and that the work will be done in a good and workmanlike manner. The city council sets the bond form, a copy is kept in the city clerk's office, and the clerk approves and holds the original.

Licensing comes first

Under Section 105-3 you need a Mountain Brook business license, and at the time you apply you must show proof of state certification from the State Fire Marshal: a blaster's card for the individual and a blasting contractor's license for the company. Holding those state credentials is a prerequisite. It does not waive the city bond.

Fees and timing

The blasting permit issuance fee is $200 under the Chapter 14 fee schedule. Section 105-7 says permits are generally issued within three days of a complete application, not counting weekends and holidays. A pre-blast survey of every building within 1,500 feet must be filed with the fire marshal's office before the first blast.

How long the bond lasts

The bond stays in force until 30 days after the city clerk receives written notice that the surety intends to cancel. Liability that arose before the cancellation date stays covered. Premium is set by the surety after reviewing the owner's credit and the company's financial standing, and you can ask for a quote before you commit.

Eligibility and Requirements for a Alabama Blasting Contractor ($100,000) Bond:

  • Bond amount of exactly $100,000.
  • Corporate surety authorized to do business in Alabama.
  • City of Mountain Brook as obligee, on the form established by the city council.
  • Separate liability insurance of at least $500,000 with matching explosion, collapse and underground limits.
  • Bond and insurance kept in force for the full permit period.

Alabama Blasting Contractor ($100,000) Bond FAQs:

I already have my state blasting contractor license. Do I still need this bond?

Yes. Section 105-3 makes the state license a condition of getting a city business license, and Section 105-5 separately requires the $100,000 bond before you blast in Mountain Brook. The state license does not stand in for the bond.

Does my $500,000 liability policy satisfy the bond requirement?

No. Section 105-4 requires the insurance policy and the $100,000 bond as two separate items, and both must cover the city and people injured or damaged by the blasting.

Where does the bond go?

To the Mountain Brook city clerk, who approves it and keeps custody of it. The form is the one set by the city council, so get a copy from the clerk's office before the surety issues the bond.

Can the surety cancel the bond?

Yes, but only with written notice to the city clerk. Coverage continues for 30 days after the clerk receives that notice, and anything that happened before the cancellation date is still covered.

What does the bond cost?

You pay an annual premium, which is a fraction of the $100,000 amount. The surety sets it after looking at credit and the strength of the business, so the best way to know your number is to request a quote.

Official and Additional Resources for the Alabama Blasting Contractor ($100,000) Bond:

Other City of Mountain Brook, AL Surety Bonds in Alabama

Building Contractor ($10,000)Demolition Permit ($1,000)Earthwork, Erosion Control, Land DisturbingElectrician ($10,000)Excavation Contractor ($10,000)Paving Contractor ($10,000)Plumber or Gas Fitter Contractor ($10,000)Sewer and Septic Tank Contractor ($10,000)Sprinkler System Contractor ($10,000)

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