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Have a question? +1 815-826-6324 (815-8-BondAI) phil@AmericasSuretyBonds.com
Army Veteran Owned | Expert Surety Bonds Since 2004
The $10,000 Home Improvement Contracting bond is a flat, single amount written in favor of York County, Virginia. You pay a premium instead of tying up $10,000 in cash, and the bond answers to the county and its residents if the work or your dealings fall short of the county's terms. Get it issued before you start taking residential jobs in York County.
York County, Virginia is the obligee on this $10,000 Home Improvement Contracting bond. Virginia Code 54.1-1117 gives localities the power to license anyone in the business of home improvement and to require a bond in a reasonable penal sum, with surety as the governing body deems necessary. The bond amount is a single $10,000 figure with no tiers. Confirm the current bond form and filing instructions with York County before the bond is issued.
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The Home Improvement Contracting bond is a $10,000 surety bond with York County, Virginia named as obligee. The amount is one flat figure. It does not change with contract size, license class or revenue.
The bond is a guarantee from a surety company that the contractor will follow the county's requirements for home improvement work. If a valid claim is made, the surety pays up to the $10,000 penal sum and the contractor then repays the surety. It protects the county and the homeowners who hire you. It is not insurance for your business.
Virginia Code 54.1-1117 lets any locality adopt ordinances requiring every person who engages in, or offers to engage in, the business of home improvement to obtain a license from that locality. Subsection B allows the locality to require persons not currently licensed under 54.1-1106 to furnish bond in a reasonable penal sum, with reasonable condition, and with surety as the governing body deems necessary. The statute sets no dollar amount, so the $10,000 figure is set at the county level.
The same section defines home improvement as contracting for labor and materials, or labor alone, for repairs, improvements and additions to residential buildings or accessory structures.
Remodelers, roofers, siding and window installers, deck builders and other contractors who take paid residential repair and improvement work in York County. Ask York County how your state license status applies to your filing before the bond is issued.
York County's Commissioner of the Revenue requires every contractor applying for or renewing a business license to furnish a copy of the Virginia license issued by DPOR, or a written statement supported by an affidavit that state licensure is not required. Contractors also submit a Certificate of Workers' Compensation Insurance, Form 61-A, and a list of subcontractors under York County Code 14-3(d). Under Va. Code 58.1-3715, a county business license applies when a contractor's business in the county exceeds or will exceed $25,000 for the license year. Renewals are due by March 1.
The state license comes from the Virginia Board for Contractors. Under Va. Code 54.1-1100, Class C covers single contracts over $1,000 but less than $30,000, Class B covers $30,000 or more but less than $150,000, and Class A covers $150,000 or more.
Class A and Class B firms must verify net worth to the Board for Contractors, $45,000 for Class A under 18VAC50-22-60 and $15,000 for Class B under 18VAC50-22-50, or file a $50,000 surety bond on the board's form. That is a different instrument with a different obligee, the people of the Commonwealth. It does not take the place of the York County $10,000 bond.
The surety prices the bond from the owner's personal credit, time in business, and any prior claims or licensing complaints. Stronger credit and a clean record bring a lower premium.
The bond amount is $10,000. It is one flat figure and does not vary by license class, contract size or revenue. Your cost is the premium, which is a portion of that amount set by the surety.
York County, Virginia. The bond runs in the county's favor, and the county's name should appear as obligee on the executed bond.
Virginia Code 54.1-1117. It lets a locality license anyone in the business of home improvement and require persons not currently licensed under 54.1-1106 to furnish bond in a reasonable penal sum, with surety as the governing body deems necessary.
No. The $50,000 bond is filed with the Virginia Board for Contractors by Class A and Class B firms in place of proving net worth, and it runs to the people of the Commonwealth. The $10,000 bond on this page runs to York County. Ask York County how your state license status applies to your filing before the bond is issued.
A copy of your DPOR license or an exemption affidavit, a Certificate of Workers' Compensation Insurance on Form 61-A, and a list of subcontractors. A county business license is required when your York County business exceeds or will exceed $25,000 for the license year. Renewals are due by March 1.
The surety looks at the owner's personal credit, time in business and any past claims or licensing complaints. Better credit and a clean history lower the premium. Apply online to see your actual price.
The surety investigates. If the claim is valid, it pays up to the $10,000 bond amount, and you are required to repay the surety. Keeping jobs documented and resolving disputes early is the best way to avoid claims.
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