Surety Bond Encyclopedia

Contractor License Bond - Saugerties, NY in New York

Brief Summary

Saugerties contractors get held up less by the bond than by the paperwork around it. Have the bond written to the correct Saugerties office, file it with your workers compensation and general liability proof, and your permit application is not sent back for a missing piece.

The Saugerties contractor license bond is posted by a contractor working in Saugerties, New York, and runs to the Saugerties municipality that asks for it, most often the Town of Saugerties Building Department at 4 High Street. It guarantees the town that the contractor will follow local building rules and permit conditions. The listing does not state a fixed amount, so confirm the current amount, bond form and filing steps with the Building Department at (845) 246-2800 before the bond is issued.

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How to Apply for a Contractor License Bond:

  • Confirm whether the Town of Saugerties or the Village of Saugerties is requesting the bond.
  • Ask the office for the current bond amount and the bond form it accepts.
  • Obtain the bond in the exact business name you will use on permit applications.
  • Gather workers compensation and general liability certificates, or the Workers' Compensation Board exemption if you have no employees.
  • File the bond and insurance proof with the Building Department.
  • Keep the bond in force for as long as the town requires it.

Detailed Information About the New York Contractor License Bond:

Town or Village first

Saugerties has two local governments with separate codes, the Town of Saugerties and the Village of Saugerties inside it. They keep separate offices and separate rules. Before anything else, find out which one is asking for your bond, because the obligee name on the bond has to match.

What the Town Building Department asks for

The Town of Saugerties Building Department handles building permits, inspections and code enforcement under Town Code Chapter 96, Uniform Construction Codes. A building permit application is signed by the property owner or an authorized agent of the owner, which is often the contractor. The department states that builders and contractors with employees must submit copies of workers compensation and general liability coverage. Contractors with no employees are pointed to the New York Workers' Compensation Board exemption page. Plan on filing that proof alongside the bond.

What the bond guarantees

A contractor license bond is a promise from the contractor, backed by a surety, that the contractor will comply with the town's rules and the conditions of the permits it pulls. If the contractor does not, the municipality can make a claim against the bond up to its amount. The contractor pays an annual premium and remains responsible for repaying any valid claim.

Amount and form

This listing has no fixed amount. Ask the Building Department for the current amount, the bond form it accepts and whether it needs an original signature and power of attorney before the bond is issued. Office hours are 8 a.m. to 4 p.m.

Working inside the Village

The Village of Saugerties licenses some trades under its own code. Village Code Chapter 138 requires every master plumber to file a $2,000 bond with the Village Clerk, and Village Code Chapter 93 requires licensed electricians to show workers compensation compliance and $200,000 per occurrence public liability coverage. If your work is inside the Village, check with the Village office as well.

Eligibility and Requirements for a New York Contractor License Bond:

  • Bond written to the correct Saugerties municipality as obligee.
  • Workers compensation and general liability proof for contractors with employees.
  • Building permit application signed by the owner or the owner's authorized agent.
  • Business name on the bond matching the permit paperwork.
  • A surety review of the contractor, which sets the premium.

New York Contractor License Bond FAQs:

How much is the Saugerties contractor license bond?

The listing does not carry a fixed amount. Ask the Town of Saugerties Building Department at (845) 246-2800 for the current amount and the bond form it accepts before the bond is issued.

Is the Town of Saugerties the same as the Village of Saugerties?

No. They are separate governments with separate codes and offices. The obligee on the bond must be the one that asked for it.

What insurance does the Building Department want to see?

Builders and contractors with employees must submit copies of workers compensation and general liability coverage. Contractors with no employees use the New York Workers' Compensation Board exemption process.

What happens if a claim is paid on my bond?

The surety pays a valid claim up to the bond amount and then looks to you for repayment. The bond protects the town, not the contractor.

I am a plumber working in the Village. Is there a separate bond?

Village Code Chapter 138 requires every master plumber to file a $2,000 bond with the Village Clerk. Check with the Village office about its plumbing licensing as well.

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