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Riverdale will not license a concrete, cement or paving contractor until the surety bond is in hand, and no work may start until the registration and the job permit are issued. We write the bond to the Village of Riverdale at the amount the current application asks for, and most contractors are quoted the same day.
Concrete, cement, sidewalk and paving contractors working in the Village of Riverdale, Illinois must hold a Village contractor license, which costs $195 a year and requires a surety bond to the Village. Section 5.40.030 of the Riverdale Municipal Code sets the bond at $2,500, but the Village's current contractor application calls for a $5,000 minimum, so most contractors bond at $5,000 to clear both.
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This is where most applicants get tripped up. Section 5.40.030 of the Riverdale Municipal Code, last amended by Ordinance 2025-10, requires a building contractor to furnish a surety bond to the village in the sum of $2,500 before any license is issued. The Village's current Contractor Application, revised in 2025, lists the standard surety bond as $5,000 minimum. A $5,000 bond satisfies both, and it is the amount Inspectional Services will be looking for when it reviews the application. Confirm the figure with Inspectional Services at 708-841-2200 before the bond is issued if you have any doubt.
Chapter 5.40 defines a building contractor to include anyone in the business of cement or concrete contracting, whether flat, form or wall work, along with masonry and carpentry contractors, and it sets the same $195 annual fee for concrete or cement contractors and for sidewalk or paving contractors. Subcontractors are treated as building contractors and need their own license. The application also states that no work may commence until registration and permits are issued for each job.
The bond secures faithful observance of the village code provisions that apply to building contractors, and payment of any damage to a public way, public hall, wire cables, electrical appliances, or trees and shrubbery owned or controlled by the Village. For a concrete or paving contractor that usually means curbs, parkways, sidewalks and street pavement next to the job. The surety must be a duly authorized surety satisfactory to the Village.
Section 5.40.060 requires a certificate of public liability insurance with at least $100,000 for personal injury and $50,000 for property damage, and the Fire Chief may suspend a license if coverage lapses. The current application asks for $100,000 personal injury and $100,000 property damage with the Village of Riverdale as certificate holder. Registrations are issued for one year from the date paid, and checks are payable to the Village of Riverdale.
The surety prices the bond mainly on the owner's personal credit. At this bond size the annual premium is modest, and most contractors are approved on an application alone.
Section 5.40.030 sets the bond at $2,500, but the Village's current Contractor Application lists a $5,000 minimum. Bonding at $5,000 meets both, so the application is not held up.
Yes. Riverdale's definition of building contractor expressly includes cement or concrete contracting, whether flat, form or wall work, and sidewalk and paving contractors pay the same $195 license fee.
No. Section 5.40.040 treats anyone doing business as a subcontractor as a building contractor who needs a license of their own.
Violations of the village code provisions that govern building contractors, and damage to public ways, public halls, wire cables, electrical appliances, or trees and shrubbery owned or controlled by the Village. If the surety pays a claim, the contractor repays the surety.
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