Surety Bond Encyclopedia

Roofing/Siding Contractor ($10,000) Bond - Village of Plainfield, IL in Illinois

Brief Summary

The $10,000 Roofing/Siding Contractor bond runs to the Village of Plainfield, and your Illinois roofing license bond does not stand in for it. We write the village bond on its own, you pay a premium instead of tying up $10,000 in cash, and the executed bond goes straight to the Plainfield building department so you can get back to pulling permits.

Roofing and siding contractors working in the Village of Plainfield, Illinois post a $10,000 Roofing/Siding Contractor bond with the Village of Plainfield as obligee. It is a separate instrument from the State of Illinois roofing license bond, which runs to the State and is filed with IDFPR. Plainfield also requires every general contractor and subcontractor to register with its building department each year, at $50, before receiving building permits.

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How to Apply for a Roofing/Siding Contractor ($10,000) Bond:

  • Get the current Roofing/Siding Contractor bond form and filing instructions from the Village of Plainfield building department.
  • Register with the Plainfield building department for the year, at the $50 annual fee, before receiving building permits.
  • Have the legal business name and address exactly as they appear on your village registration.
  • Provide the owner's name and home address for the credit review.
  • Complete the bond application, review the quote and pay the premium.
  • Receive the executed $10,000 bond naming the Village of Plainfield as obligee and file it with the building department.
  • Roofers: keep your Illinois roofing license and its separate state bond active, since Plainfield must confirm the license before issuing a roofing permit.

Detailed Information About the Illinois Roofing/Siding Contractor ($10,000) Bond:

Two bonds, two obligees

The most common mistake with this bond is assuming the state roofing license bond already covers it. It does not. The bond on this page is a $10,000 Roofing/Siding Contractor bond payable to the Village of Plainfield. The Illinois roofing license bond is a different instrument, payable to the State of Illinois and the People of the State of Illinois and filed with the Illinois Department of Financial and Professional Regulation. A licensed roofer working in Plainfield carries both.

What the Plainfield bond guarantees

A municipal contractor bond like this one guarantees that the contractor will follow the village's ordinances and building code on work done under village permits. If the contractor violates those rules and the village or a property owner suffers a loss, a claim can be made against the bond up to $10,000. The surety pays valid claims and then looks to the contractor for repayment, so the bond protects the village and the public rather than the contractor.

Contractors who post it are roofing and siding businesses that pull permits for work inside the Village of Plainfield.

Where it fits in Plainfield's permit rules

Plainfield sets its contractor conditions in Sec. 2.5-5 of the village code, adopted in its current form by Ordinance No. 3249, passed January 4, 2016 and effective March 1, 2016. That section requires all general contractors and subcontractors to register with the building department annually before receiving building permits, at a fee of $50 per year. General contractors who use streets or other public property must also file a certificate of public liability insurance of $1,000,000 before a permit is issued.

State law leaves room for local rules like this. The Illinois Roofing Industry Licensing Act, at 225 ILCS 335/11, says nothing in the Act limits a municipality's power to regulate the quality and character of roofing work, and nothing prevents a municipality from adopting ordinances more stringent than the Act.

Roofers also hold a state license bond

This is related context, not a substitute for the village bond. Under 225 ILCS 335/3, a licensed Illinois roofing contractor keeps a continuous bond with IDFPR of $10,000 for a limited license or $25,000 for an unlimited license.

  • **Limited license, $10,000 bond on form BD-LRF.** Residential roofing, including residential properties of 8 units or less.
  • **Unlimited license, $25,000 bond on form BD-URF.**

The state application is form DPR-RF, and the application fee is $125. Renewal is $62.50 per year under 68 Ill. Adm. Code 1460.80. The state bond must come from an insurance company authorized to transact fidelity and surety business in Illinois and cannot be cancelled without at least 60 days' written notice. Under 225 ILCS 335/3.2, the license is cancelled without a hearing on the date the bond terminates unless a new bond is filed.

The same Act requires any official who issues building permits to confirm the contractor is licensed. Expect Plainfield to check your state license at permit intake for roofing work.

Before the bond is issued

Ask the Plainfield building department for its current bond form and filing instructions, and confirm how your business name should read so the bond matches your village registration exactly. Bring the executed bond with your annual registration or before your first permit of the year.

How premium is set

You pay a premium, not the $10,000 face amount. The surety sets the price after reviewing the owner's personal credit, time in business and any prior bond claims. Stronger credit brings a lower premium.

Eligibility and Requirements for a Illinois Roofing/Siding Contractor ($10,000) Bond:

  • Bond amount of $10,000.
  • Village of Plainfield named as obligee.
  • Business name on the bond matching the contractor's Plainfield registration.
  • Annual contractor registration with the Plainfield building department at $50.
  • Certificate of $1,000,000 public liability insurance for general contractors who use streets or other public property.
  • For roofers, a state roofing license backed by a $10,000 limited or $25,000 unlimited bond filed with IDFPR, kept in addition to the village bond.

Illinois Roofing/Siding Contractor ($10,000) Bond FAQs:

I already have an Illinois roofing license bond. Do I still need this one?

Yes. The state bond runs to the State of Illinois and is filed with IDFPR to keep your license active. This bond runs to the Village of Plainfield and is filed with the village. They protect different obligees, so one does not replace the other.

Who is the obligee and where is the bond filed?

The Village of Plainfield is the obligee. The bond is filed with the Plainfield building department. Confirm the current bond form and filing instructions with the department before the bond is issued.

What does the bond cover?

It guarantees that you will follow the village's ordinances and building code on permitted work. If a violation causes a loss to the village or a property owner, a claim can be made up to $10,000. The surety pays valid claims and you repay the surety.

Does the bond replace Plainfield's contractor registration?

No. Sec. 2.5-5 of the village code requires every general contractor and subcontractor to register with the building department each year, at $50, before receiving building permits. The bond is a separate requirement.

I only install siding. Does this apply to me?

This bond covers roofing and siding contractors working in Plainfield. The state license under the Illinois Roofing Industry Licensing Act applies to roofing work, but the village bond and the annual village registration apply to siding contractors too.

How much does the bond cost?

You pay a premium, not the full $10,000. The surety prices it after reviewing the owner's personal credit, time in business and claim history. Apply for a quote to see your exact price.

What happens if my state roofing bond lapses?

Under 225 ILCS 335/3.2, your state license is cancelled without a hearing on the date the bond terminates unless a new bond is filed. Without a license, Plainfield cannot issue you a roofing permit, because 225 ILCS 335/11 requires permit officials to confirm the contractor is licensed.

Other Village of Plainfield, IL Surety Bonds in Illinois

Alcoholic Liquor Retailer ($1,000)Contractor License ($10,000)General Contractor ($10,000)

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