Contractor License and Permit Bond - Panama City Beach, FL in Florida

Brief Summary

A Florida license alone does not let you pull permits in Panama City Beach. The city wants you registered with its Building Department first, and this bond is part of that local paperwork. Get it issued in the exact name on your license and registration goes through without a second trip.

Contractors working in Panama City Beach must hold a State of Florida license and also register with the City of Panama City Beach Building Department. The Contractor License and Permit bond is posted by the contractor with the City of Panama City Beach as obligee. Florida Statutes 489.131(3)(e) caps any bond a city requires of a contractor at $5,000 and limits it to compliance with the Florida Building Code.

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How to Apply for a Contractor License and Permit Bond:

• Hold a current State of Florida contractor license from DBPR.
• Register with the Panama City Beach Building Department on the form that fits your license type.
• Confirm the required bond amount and form with the Building Department.
• Use the name exactly as it appears on your state license and city registration.
• Complete the bond application, review the quote and sign the executed bond.
• File the bond with the city along with your registration paperwork.

Detailed Information About the Florida Contractor License and Permit Bond:

A state license is only the first step

The City of Panama City Beach requires every contractor to hold a State of Florida license and to register with the city Building Department before working in the city. How you register depends on the license you hold.

State certified contractors register after getting their license from DBPR, using the city's State Certified Qualifier form. State registered contractors must meet all local licensing requirements and register using the PCB Competency Card Application and Requirements. If you hold a state registered license, have never registered with the city, and more than four years have passed since that license was issued, the city asks you to contact the Building Department to complete registration.

What Florida law says about local contractor bonds

Florida Statutes 489.131(3)(e) allows a city or county to require one bond per contractor, in an amount not to exceed $5,000. The bond may be conditioned only on compliance with the Florida Building Code, it is payable to the Florida Homeowners' Construction Recovery Fund, and it is filed in each county or municipality where a building permit is requested. The statute says bond reciprocity shall be granted statewide. A contractor that provides a third party insured warranty policy on a new building or structure, for the benefit of the purchaser or owner, is exempt from the bond for that building or structure.

Other city paperwork

The workers' compensation certificate should name the City of Panama City Beach Building Department as certificate holder. If anyone other than the license holder will apply for permits or call inspections, file the city's Contractor Authorization Form. Registered contractors may also open a trust account with the city to pay permit, competency card and re inspection fees.

Confirm the current bond amount, form and filing steps with the Panama City Beach Building Department before the bond is issued. The department can be reached at buildingdepartment@pcbfl.gov or (850) 233-5100, option 4.

Eligibility and Requirements for a Florida Contractor License and Permit Bond:

• City of Panama City Beach named as obligee.
• Contractor named as principal, matching the state license.
• A local contractor bond may not exceed $5,000 under Florida Statutes 489.131(3)(e).
• Workers' compensation certificate naming the City of Panama City Beach Building Department as holder.
• Credit review of the owner, which shapes the premium rate.

Florida Contractor License and Permit Bond FAQs:

Official and Additional Resources for the Florida Contractor License and Permit Bond: