Registered Contractors License ($25,000) Bond - City of Cape Coral, FL in Florida

Brief Summary

If Cape Coral's licensing office has asked you for a $25,000 contractor bond, getting it issued quickly keeps your city registration and your permits on schedule. You pay an annual premium instead of setting aside $25,000.

This $25,000 bond is written in favor of the City of Cape Coral for contractors registering to work in the city. Cape Coral's rules changed in 2023. The city stopped issuing local specialty contractor licenses under Ordinance 10-23, consistent with Florida House Bill 735, and all local specialty licenses expired on February 1, 2023. Contractors must still register with the City of Cape Coral before applying for a permit in any trade, so confirm with the city's licensing office that this bond is part of your registration before it is issued.

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How to Apply for a Registered Contractors License ($25,000) Bond:

• Confirm with the Cape Coral licensing office that the $25,000 bond applies to your registration.
• Have your state license or registration number ready, since Cape Coral no longer issues local specialty licenses.
• Ask whether the city requires its own bond form and how the obligee should be named.
• Apply for the $25,000 bond, review the quote and pay the premium.
• File the bond with your city contractor registration.
• Submit permit applications through the EnerGov Customer Self-Service portal.

Detailed Information About the Florida Registered Contractors License ($25,000) Bond:

What changed in 2023

Many contractors are working from old information about Cape Coral. According to the city's Licensing page, Cape Coral no longer issues local specialty contractor licenses (Ordinance 10-23), consistent with House Bill 735, the state law preempting local occupational licensing of construction trades. All local specialty contractor licenses expired on February 1, 2023, and will not be renewed. The Construction Regulation Board was phased out on the same date. Starting July 1, 2023, contractors must hold a state license to apply for certain permit types, and anyone seeking a new contractor license is directed to the Florida Department of Business and Professional Regulation.

Registration with the city still applies

The end of local licensing did not end city registration. The Licensing page states that contractors must register with the City of Cape Coral to be able to apply for a permit for any trade, and that all permit applications go through the city's EnerGov Customer Self-Service portal. The $25,000 bond on this page is tied to that registration.

Confirm before you buy

Because the local licensing structure was rebuilt, ask the Cape Coral licensing office whether the $25,000 bond is required for your license type and registration status, and whether the city uses its own bond form. Do this before the bond is issued so the amount, obligee wording and principal name match what the city will accept.

What the bond does

The contractor is the principal and the City of Cape Coral is the obligee. The bond backs the contractor's compliance with the city's construction rules and permit conditions. If a valid claim is paid, the contractor repays the surety.

How premium is set

Premium is a share of the $25,000 face amount and depends mainly on the owner's personal credit and, in some cases, business financials.

Eligibility and Requirements for a Florida Registered Contractors License ($25,000) Bond:

• Bond amount of $25,000.
• City of Cape Coral as obligee.
• Contractor name on the bond matching the state license or registration exactly.
• Owner credit review, which drives the premium rate.
• Bond kept in force while the registration is active.

Florida Registered Contractors License ($25,000) Bond FAQs:

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