Surety Bond Encyclopedia

Sidewalk Contractor Bond - Hamden, CT in Connecticut

Brief Summary

Hamden will not license a sidewalk, curb or driveway apron contractor until the $10,000 surety bond and insurance are on file. The bond replaces a cash outlay, and once the license is issued it lets you pull permits for work on any town street.

Hamden Code Section 96.05 requires any person, firm or corporation building or repairing sidewalks, driveway aprons or curbs on town highways and streets to hold a license, and to file a $10,000 surety bond from a company acceptable to the Legislative Council before the license is issued. The license fee is $100 and the license expires on December 31 of the year after it is issued. Property owners working on their own frontage are exempt from the license.

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How to Apply for a Sidewalk Contractor Bond:

  • Confirm the work is on a Hamden public highway or street and is not owner work on the owner's own frontage.
  • Have the legal name of the person, firm or corporation exactly as it will appear on the license application.
  • Complete the bond application and review the quoted premium.
  • Pay the premium and receive the executed $10,000 bond naming the Town of Hamden as obligee.
  • File the bond and proof of $1,000,000 per occurrence and $2,000,000 aggregate insurance with the license application and the $100 fee.
  • Obtain a permit under Sections 96.01 to 96.03 for each job.

Detailed Information About the Connecticut Sidewalk Contractor Bond:

Owners are exempt, contractors are not

Section 96.05 of the Hamden Code of Ordinances says no person, firm or corporation shall, as contractor or otherwise, engage in the work of constructing or repairing sidewalks, driveway aprons or curbs on the town's public highways and streets without a license from the Legislative Council or its designated agent. The one exemption is a property owner who personally builds or repairs the sidewalk, driveway apron or curb bordering his or her own property. That owner still needs a permit under Sections 96.01 to 96.03. Anyone doing the work for someone else needs the license and the bond.

What the $10,000 bond covers

Before the license is issued, the applicant files a surety bond in the amount of $10,000 from a company acceptable to the Council. The bond is conditioned on four things: indemnifying the town, performing the work to the town's standards, complying with the town's rules and permits, and paying any fines imposed.

Insurance, fee and term

The applicant must also file proof of liability and property damage insurance of $1,000,000 per occurrence and $2,000,000 aggregate. The license fee is $100. The license expires on December 31 of the year following issuance unless it is revoked sooner, and it cannot be transferred. The licensed contractor must personally oversee permitted work and use competent workers. The town does not guarantee the contractor's workmanship to the property owner.

Confirm the current bond form and filing steps with the Town of Hamden before the bond is issued.

Eligibility and Requirements for a Connecticut Sidewalk Contractor Bond:

  • Bond amount of $10,000.
  • Surety company acceptable to the Hamden Legislative Council.
  • Liability and property damage insurance of $1,000,000 per occurrence and $2,000,000 aggregate.
  • License fee of $100, with the license expiring December 31 of the year after issuance.
  • Licensed contractor personally supervising the work.

Connecticut Sidewalk Contractor Bond FAQs:

How much is the Hamden sidewalk contractor bond?

$10,000, under Section 96.05 of the Hamden Code of Ordinances.

I am a homeowner fixing my own sidewalk. Do I need this?

No license or bond is needed for an owner personally working on the sidewalk, driveway apron or curb bordering his or her own property. A permit under Sections 96.01 to 96.03 is still required.

How long is the license good for?

It expires on December 31 of the year after it is issued, unless revoked earlier. It cannot be transferred.

What does the bond guarantee?

That the contractor will indemnify the town, perform the work to standard, comply with town rules and permits, and pay any fines imposed.

What does the bond cost?

You pay a premium that is a fraction of the $10,000 bond amount. The surety sets it after a credit review of the contractor and its owners.

Official and Additional Resources for the Connecticut Sidewalk Contractor Bond:

Other Hamden, CT Surety Bonds in Connecticut

Sanitary Sewer Contractor ($10,000)

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