Cancel or Change Bond

Bonds Issued Through Our Digital Partners

Some bonds are issued through one of our digital partners. If you have worked directly with their underwriters or receive email notifications from them, reply to them directly using the links in those emails. That is the fastest way to get your request handled.

Continuous Bonds

A continuous bond has no fixed expiration date. It stays in force until it is formally released. Most probate and court bonds work this way, and so do many license and permit bonds.

Probate and court bonds These bonds cannot be cancelled, reduced, or changed without a court order. Only the court that required the bond can release it. That usually happens once the estate is closed, the guardianship ends, or the case is otherwise resolved. Until then, the bond stays active and the premium renews each year.

To cancel or change a court bond, send us a secure message with a copy of the signed court order attached. This order is often called an order of discharge or release. We will send it to the surety and close out the bond.

Other continuous bonds Continuous license, permit, and commercial bonds also stay active until they are released. Depending on the bond and the agency that holds it, ending one may require a written release from that agency or a cancellation notice sent to them. A cancellation notice typically takes effect 30 to 60 days after the agency receives it. Send us a secure message and we will tell you exactly what your bond requires.

Fixed-Term Bonds

A fixed-term bond covers a set period and ends on its own when that period is over. Common terms include:

  • Annual: runs 365 days from the date of issue.
  • Year-end: expires on a set date, usually December 31, no matter when it was issued.
  • Multi-year: runs for a stated number of years, such as two, three or four.

If you no longer need a fixed-term bond, you can usually let it expire. Cancelling early may be possible with written notice, but the rules vary by bond type and state, and the premium is often fully earned once the bond is issued. To keep your coverage going, renew before the expiration date or submit a new application.