Surety Bond Encyclopedia

Wage Welfare Bond - Construction & General Laborer's Local No. 660 in Missouri

Brief Summary

If you are putting Laborers to work in St. Charles County or the northeast Missouri counties above it, this is the bond Local 660 looks for. It guarantees your wage and welfare payments under the Local 660 agreement, and a surety bond lets you meet that requirement for a premium instead of tying up the full amount.

The Wage Welfare bond for Construction and General Laborers' Local No. 660 guarantees that a contractor bound to the Local 660 agreement pays the wages and benefit fund contributions it owes. Local 660 is based in Wentzville and covers St. Charles, Lincoln, Warren, Montgomery, Pike, Ralls, Marion, Shelby, Lewis, Knox, Clark and Scotland Counties. Get the current bond amount and wording from Local 660 before the bond is issued.

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How to Apply for a Wage Welfare Bond:

Confirm the job sits in one of the 12 counties Local 660 covers.
Call Local 660 at 636.946.8766 for the bond amount, obligee wording and any required form.
Have your signed Local 660 agreement on hand.
Provide the legal business name and owner information for the surety's credit review.
Sign the indemnity agreement and pay the premium.
Deliver the executed bond to Local 660 or the fund office it names.

Detailed Information About the Missouri Wage Welfare Bond:

Local 660 is not the St. Louis city local

Do not assume one Laborers bond covers the whole St. Louis area. Local 660 is its own local. Its hall is at 1320 South Callahan Road in Wentzville, and it covers construction work in St. Charles, Lincoln, Warren, Montgomery, Pike, Ralls, Marion, Shelby, Lewis, Knox, Clark and Scotland Counties in Missouri. Laborers Locals 42 and 110 have separate halls in St. Louis. If you work in both areas, ask each local whether a bond posted with one satisfies the other.

What the bond guarantees

A contractor that signs with Local 660 agrees to pay the scale wage and to send benefit contributions to the funds named in the agreement. The bond protects the union and the fund trustees if those payments stop. Federal law backs the obligation. Under 29 U.S.C. 1145, an employer must pay contributions on the terms of the plan and the collective bargaining agreement. If the funds sue and win, 29 U.S.C. 1132(g)(2) requires the court to award the unpaid contributions, interest, liquidated damages under the plan, and attorney's fees and costs.

Who posts it

The bond is posted by the employer, not by the workers or the union. The obligee is Local 660 and the trustees of the funds its agreement names, in the wording the union gives you.

Amount and filing

The amount is set by Local 660 or its funds. Call the hall at 636.946.8766 for the current amount, the exact obligee wording and any required form before the bond is written. The surety prices the bond after looking at owner credit and the company's finances.

Eligibility and Requirements for a Missouri Wage Welfare Bond:

Obligee named as Local 660 and the trustees of its benefit funds, as the union directs.
Bond conditioned on payment of wages and benefit contributions under the Local 660 agreement.
Reports and contributions to the funds on the schedule the agreement sets.
A surety acceptable to the union.
Bond kept in force while the union requires it.

Missouri Wage Welfare Bond FAQs:

Where is Local 660 and what area does it cover?

The hall is at 1320 South Callahan Road, Wentzville, MO 63385. Local 660 covers St. Charles, Lincoln, Warren, Montgomery, Pike, Ralls, Marion, Shelby, Lewis, Knox, Clark and Scotland Counties in Missouri.

I already have a bond with a St. Louis Laborers local. Do I need this one too?

Possibly. Locals 42 and 110 in St. Louis are separate from Local 660. Ask Local 660 whether your existing bond names it and its funds before you start work in its counties.

What does the bond pay for?

Wages and benefit contributions the contractor owes under the Local 660 agreement and does not pay. Under 29 U.S.C. 1132(g)(2) the funds can also recover interest, liquidated damages and attorney's fees from an employer that falls behind.

How much is the bond?

Local 660 or its funds set the amount. Get the current figure and the exact obligee wording from the hall before applying so the bond is accepted on the first try.