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Army Veteran Owned | Expert Surety Bonds Since 2004
$10,000 flat, but there is a step between buying it and registering that catches almost everyone. Section 151.060 requires the bond to be recorded at the LaPorte County Recorder's office before you present it to the town. Build that into your timeline. The other thing worth checking is whether you are on the list at all. Long Beach registers fifteen categories, and they include tree removal and trimming, landscaping and snow removal, so trades that never think of themselves as contractors are caught by this.
Long Beach Code of Ordinances section 151.060 makes it unlawful for any person to engage in the business or act in the capacity of a contractor or subcontractor within the town without having registered with the Building Commission. Each contractor or subcontractor must submit a permit bond in the amount of $10,000 with the Town of Long Beach listed as the obligee or bondholder, and that bond must be recorded at the LaPorte County Recorder's office before presentation to the town. A certificate of insurance in the minimum amounts of $1,000,000 bodily injury and property damage and workers' compensation is also required. The annual contractor registration fee is $100 and a registration runs for one year between January 1 and December 31.
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Start here, because it is the part that adds days to a registration and it appears on almost no other page about this bond.
Section 151.060 requires that each contractor or subcontractor submit a permit bond in the amount of $10,000 with the Town of Long Beach listed as the obligee or bondholder, and then adds that this bond must be recorded at the LaPorte County Recorder's office before presentation to the town.
So the sequence is buy the bond, record it with the county, then bring the recorded bond to Long Beach. Turning up at the town hall with a freshly issued bond that has not been through the Recorder's office means going away and coming back.
Allow for that when you are trying to start a job.
One amount. It does not scale with contract value, with which of the fifteen categories you register in, or with how much work you do in the town.
A general contractor and a snow removal contractor post the same $10,000.
Fifteen categories, and several of them surprise people.
General contractor. Carpentry. Plumbing. Electrical. Masonry and tiling. Concrete. Heating, cooling and ventilating. Roofing, siding, insulation and weather protection. Drywall and plaster. Mechanical, meaning HVAC. Excavating. Demolition. Flooring, excluding hardwood, laminate, sheet goods and carpeting. Tree removal, trimming and landscaping. And snow removal.
Those last two are the ones worth pausing on. A tree service or a plow operator working driveways in Long Beach is inside this ordinance and needs the registration, the $10,000 bond and the million dollar insurance certificate, the same as a builder.
The flooring category is worth reading closely too, because it carves out hardwood, laminate, sheet goods and carpeting.
Three exemptions in the section.
Licensed architects. Registered engineers. And actual homeowners who are undertaking to do the work or construction themselves.
That last one is narrower than homeowners usually assume. It covers the owner doing the work personally. Hiring somebody to do it puts that person back inside the registration requirement.
There is no small job threshold and no exemption for subcontractors working under a registered general. The ordinance names contractors and subcontractors together.
More registrations stall here than on the bond.
Section 151.060 requires each contractor or subcontractor to submit a certificate of insurance in the minimum amounts of $1,000,000 bodily injury and property damage, and workers' compensation.
A $10,000 bond is a small, quick file. A million dollar liability certificate plus a current workers' compensation certificate is not something to arrange on the morning you want to register. Start the certificate at the same time as the bond.
A registration shall be for a period of one year between January 1 and December 31.
That is a fixed window rather than an anniversary of the date you registered. Register in October and you are renewing in December.
Renewal takes a new registration form, a copy of the bond required, and a certificate of insurance. All three, every year, which means a fresh bond continuation and a fresh certificate rather than a note saying nothing has changed.
The annual contractor registration fee is $100.
Registration is separate from permits. Section 151.035 sets the permit fees on a value tier.
Under $500 there is no fee. From $501 to $5,000 it is $50. From $5,000 to $25,000 it is $250. From $25,000 to $50,000 it is $500. Over $50,000 it is 1 percent of the total improvement cost.
Some trades have their own lines. Roofing, soffit and facia is a $25 base fee plus $8 per $1,000 of total job cost. Windows and doors are $50 under $5,000, or 1 percent of job cost at $5,000 and above. Demolition is $100 under $10,000, or 1 percent of job cost at $10,000 and above. Land disturbance is $100. A beach access permit is $100. A street cut permit is $200. Re-inspection is $100 at the discretion of the Building Commission or Inspector. Site plan review is $350, credited against the regular permit fee upon application.
Electrical runs separately. Residential is $150 per service panel plus $125 per inspection. Commercial is $200 per service panel plus $125 per inspection. Electric sign, baseboard, furnace and heat pump inspections are $125 each.
Interior and exterior painting and gutter and downspout installation carry no permit fee.
Section 151.060 was adopted as Ordinance 2018-02, passed 3-12-2018, and has been amended twice since, by Ordinance 2022-14 passed 11-14-2022 and Ordinance 2024-12 passed 12-30-2024.
Anything written about Long Beach contractor registration before the end of 2024 should be checked against the current text rather than relied on.
No. Section 151.060 names a single figure, a permit bond in the amount of $10,000. It is the same whether you are a general contractor or a snow removal contractor, and it does not scale with contract value.
Because the ordinance says so. After requiring the $10,000 bond with the Town of Long Beach as obligee or bondholder, section 151.060 states that the bond must be recorded at the LaPorte County Recorder's office before presentation to the town. It is an extra step between issuance and registration, so plan for it rather than discovering it at the counter.
Snow removal is one of the fifteen registration categories in section 151.060, alongside general contracting, plumbing, electrical and the rest. So is tree removal, trimming and landscaping. If you are working in the town in one of those categories, the registration, the bond and the insurance apply.
Three groups. Licensed architects, registered engineers, and actual homeowners who are undertaking to do the work or construction themselves. That homeowner exemption covers the owner doing the work personally, not hiring someone to do it. There is no small job threshold and no carve out for subcontractors working under a registered general.
A certificate of insurance in the minimum amounts of $1,000,000 bodily injury and property damage, plus workers' compensation. Those limits are the item most likely to hold up your registration, so arrange the certificate at the same time as the bond rather than after.
The annual contractor registration fee is $100. That is separate from permit fees, which section 151.035 sets on a value tier running from no fee under $500 up to 1 percent of total improvement cost over $50,000.
December 31. A registration is for a period of one year between January 1 and December 31, so it is a fixed calendar window rather than twelve months from the day you registered. Register in the autumn and you renew almost immediately.
A new registration form, a copy of the bond required, and a certificate of insurance. All three each year, so you need a current bond and a current certificate rather than a statement that nothing has changed.
Section 151.035 sets them by improvement value. No fee under $500, $50 from $501 to $5,000, $250 from $5,000 to $25,000, $500 from $25,000 to $50,000, and 1 percent of total improvement cost over $50,000. Roofing, soffit and facia is $25 plus $8 per $1,000 of job cost. Demolition is $100 under $10,000 or 1 percent above it. A street cut permit is $200 and site plan review is $350, credited against the regular permit fee. Interior and exterior painting and gutter and downspout installation carry no permit fee.
Yes, and recently amended. Section 151.060 was adopted as Ordinance 2018-02 passed 3-12-2018, then amended by Ordinance 2022-14 passed 11-14-2022 and Ordinance 2024-12 passed 12-30-2024. Anything written before the end of 2024 should be checked against the current text.
You pay an annual premium rather than the $10,000. At this size the rate is driven mainly by the owner's personal credit, and a $10,000 municipal permit bond is a small exposure written routinely. Rates vary enough between applicants that publishing a percentage would mislead rather than help. Get your actual number, it takes a couple of minutes, and leave time for the county recording step afterwards.
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